2014年9月8日星期一

the first rank&quot

recently, with a piece of "many college tuition up" sound, the national student loan funding criteria will increase. Reportedly, this year the national student loan funding criteria by not more than 6000 yuan per person per year, adjusted for the full-time ordinary college students each year to more than 8000 yuan, full-time graduate students each year to more than 12000 yuan.

An important support for the

national student loan as poor students complete Cheap Jets Hats their studies, 10 years has helped many family economic difficulties students solution as pressing danger, round university dream. However, with the arrival of the peak period of repayment, university graduates in student loans, has not also were frequently exposed, parts of national student loan default rates.

in the eyes of many people, college educated, high-quality talents. Why do some students repayment rate is low? What causes some students "default"?

student loans bad rate topped many "learn the" variable "Laolai"

the national student financial assistance management center director Zhang Guangming said, the national student loan is the biggest problem in the management of students after graduation repayment problems. Reportedly, the national student loan is the implementation of the financial discount method, namely the students pay no interest, by the Cheap Whalers Hats financial discount. After graduating from 1 to 2 years, the students decide whether to repayment, and payment of interest. In 2004, the Ministry of education to extend the repayment period, the provisions of 6 years to pay off the. At present, the student loan has entered the peak period of repayment. But the reporter investigation understands, repayment is not optimistic.

as Cheap Lightning Hats of the end of year 3, the National Development Bank loans overdue loans amounted to 160000000 yuan. Uneven repayment situation all over the country, some areas better repayment, such as the last two years in Anhui province were not malicious default case. In the recent 6 years, the bank Cheap Kings Hats issued in Anhui student loan recovery rate has remained above 90%.

and the southwest province of data display, as of 2014 2 at the end of the month, the national student loans from pay principal and interest due to 43590000 yuan, the actual recovery fails to return the 32910000 yuan, the amount of 10680000 yuan, the default rate of 24%. Among them, the principal and interest of student loans is not returned on time, the default rate in more than 40% of the 24 colleges and universities, 7 universities default rate of more than 80%; the students credit student loan default rate of more than 15% of the county has 18.

Agricultural Bank branch in Shanghai city

China entrusted assets disposal center Huang Ruibin said, from the Shanghai branch of the Agricultural Bank, compared with other types of loans, loan repayment default rate is the highest, in 2013 the default rate is about 8%, and the highest in 2007, has reached about 20%.

Agricultural Bank of China Shanghai branch in Wujiaochang is

in 12 universities in Yangpu District counterparts loans for one point, 10 years loans 77000 pens, a total of nearly 400000000 yuan. But in the line of all personal loan business, the rate of bad loans has always been "the first Cheap Red Wings Hats rank". 2008.

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